This article refers to Tern HSD Gen 3 electric cargo bikes. If you have another HSD generation, check out our Cargo Guide overview. If you’d like to learn more about carrying passengers on the HSD Gen 3, click here.
The HSD Gen 3 is more compact than most cargo bikes, but it can haul a lot more than you might expect. With a maximum gross vehicle weight (MGVW) of 190 kg (419 lb), it’s built to handle everyday errands and more. As our range of accessories continues to expand, you’ll have plenty of ways to carry what you need.
Check out this guide to learn about weight limits on the HSD Gen 3 and how to make the most of our cargo accessory setups.
Contents
- 1. What is a bike’s Max Gross Vehicle Weight?
- 2. How much cargo can the HSD Gen 3 carry?
- 3. How do I load cargo on the HSD?
- 4. Can I use trailers on the HSD Gen 3?
- 5. Which cargo accessories can I use on the HSD Gen 3?
1. What is a bike’s Max Gross Vehicle Weight?
The MGVW is the maximum weight that a bike has been designed to safely carry.
This means the weight of the Bicycle1 + Accessories + Rider(s)2 + Cargo + Trailer3 must be less than the MGVW for safe riding.
- Bicycle = Refers to the weight of the bike plus battery.
- Rider(s) = Refers to the weight of the cyclist and any passengers.
- Trailer = Refers to the weight of the trailer with no braking system AND the weight of any cargo or passenger(s) on the trailer. Trailers with a braking system should NOT be included in the MGVW calculation.
2. How much cargo can the HSD Gen 3 carry?
2.1 Maximum rear rack weight
The HSD Gen 3’s Atlas H rear rack has a maximum weight capacity of 80 kg (176 lb). While the rack is built tough, always make sure the combined weight of your passenger, rear cargo, and rear accessories stays within this limit.
2.2 Maximum front cargo weight
The Combo Mount is a robust cargo mounting point on the head tube of the HSD. You can attach a front rack with a maximum load of 20 kg (44.1 lb), such as the Transporteur Rack or Hauler Rack. It’s also possible to install the KLICKfix® compatible Luggage Truss CMT, to which you can attach bags, baskets, and racks.
2.3 Maximum accessory weight
Each accessory you add to your bike has its own maximum weight capacity, which may be lower than the HSD’s rear rack or Combo Mount limit. Please make sure to follow the individual accessory’s guidelines.
2.4 How to calculate the HSD’s total cargo weight
To determine the maximum cargo weight you can carry on the HSD, use the formula below. The HSD Gen 3 has an MGVW of 190 kg (419 lb). From that, subtract:
- the weight of the bike itself;
- any installed accessories;
- the weight of the rider;
- and the passenger on the HSD.
If you are towing a trailer, don't forget to also subtract:
- the weight of the trailer;
- and any cargo or passenger on the trailer.
Please note that trailers with independent braking systems should not be included in the MGVW calculation.
2.5 Guideline for comfortable riding
To maintain a stable and confident riding experience on the HSD, most riders find they can comfortably handle combined passenger and cargo loads up to approximately 80% of their own body weight.
Learn more:
2.6 Should I carry cargo on the front or rear of the HSD?
Why not both? The HSD is made to carry plenty of stuff both on the front and the rear. While you can use both ends of the bike for cargo, the rear rack can handle substantially more weight than a front rack. So, in general, it’s best to load your heaviest cargo on the rear of the bike and put lighter cargo in front.
3. How do I load cargo on the HSD?
- A low center of gravity is key to safe and easy handling. Place heavier items on the bottom of racks, panniers, baskets, and boxes.
- Ensure the cargo is balanced evenly on your bike. Avoid putting all of your heavy items on one side of the bike.
- Ensure that items are firmly secured to the bike. Use the Batten Straps to tie down bulky or loose items and prevent them from falling off the bike or moving around during transport.
- Each accessory has its own maximum capacity that is separate from the bike’s carrying capacity. Pay attention to this when loading cargo.
4. Can I use trailers on the HSD Gen 3?
Yes, you can! Using a trailer is your best option when you want to haul something that won’t fit on the bike. Every HSD has a dedicated trailer hitch mount built right into the frame.
More on this: Towing a Trailer with the Tern HSD
5. Which cargo accessories can I use on the HSD Gen 3?
5.1 Rear cargo accessories
Clubhouse Mini Gen 2
A versatile carrier that turns the rear of the bike into an enclosed cargo space for groceries and daily hauling. An opening side rail allows easy loading and adds flexibility when carrying passengers.
n/a
n/a
530 × 230 × 595 mm
Cargo Tray
A sturdy, generously sized cargo platform for the HSD’s rear rack. The L-shaped design makes it easy to carry oversized items that won’t fit in a crate or basket.
Max 30 kg
458 × 396 × 172.5 mm
Shortbed Tray
A heavy-duty rear rack that you can mount parallel or perpendicular. Fits standard 600 × 400 mm Eurocrates and coolers.
Max 35 kg
446 × 627 × 81 mm
Storm Box Mini Gen 2 (with Clubhouse Mini Gen 2)
Combine the Storm Box Mini with the Clubhouse Mini Gen 2 to transform your bike’s rear into a roomy, weather-protected bucket for shopping, sports gear, or everyday hauling, now with updated side panels for easier cargo access.
Max 20 kg on each side
96 L total
590 × 490 × 600 mm
Captain’s Chair + Sidekick Joyride Bars
Not just for passengers, this combo doubles as a cargo solution for crates and boxes. It fits boxes up to about 320 mm wide, with length and height depending on your specific setup.
582 × 532 × 400 mm
(Captain's Chair only)
5.2 Front cargo accessories
Hardshell Hauler
Lockable hard-shell cargo carrier that keeps belongings clean and dry. The enclosed, waterproof shell protects against rain and dust, so you can carry essentials without crates, straps, or extra hassle.
Max 15 kg
26 L
410 × 410 × 272 mm
Transporteur Rack
Modular front cargo carrier that fits a 300 × 400 mm Eurocrate, a standard crate of 20 beers, or a recycled wooden box.
Max 20 kg
430 × 420 × 267 mm
Hauler Rack
Open-ended rack big enough to carry bulky cargo, but small enough to let you easily maneuver the bike.
Max 20 kg
320 × 315 × 215 mm
5.3 Bags and panniers
WeatherTop Bag
A rugged, waterproof 45L carryall that goes from rack to shoulder in seconds. Designed for use with the Hauler and Transporteur Racks.
Max 15 kg
45 L
400 × 300 × 350 mm
WeatherTop Cooler
An insulated, airtight, and waterproof cooler bag that keeps drinks cold and food fresh for longer. An FDA-approved, BPA-free liner ensures safe, direct contact with food.
Max 15 kg
26 L
320 × 670 × 370 mm
Cargo Hold 37 Panniers
Built for the everyday haul. Use as a roll-top or in Bucket Mode for oversized cargo. Fidlock® buckles make opening and closing a snap.
Max 15 kg per pannier
37 L per pannier
435 × 310 × 30 mm (folded)
Cargo Hold 28 Pannier
A rolltop and waterproof-lined pannier with a weather-resistant exterior for daily hauls. Opens with a Fidlock® magnetic buckle for zero-fuss access. Fits easily behind a child seat.
Max 9 kg
28 L
330 × 200 × 310 mm
Soft Crate Mini
A removable cargo carrier that fits inside the Clubhouse Mini Gen 1. Carries up to 37 L of whatever and doubles as a dog carrier (add the Dog Roof Mini).
37 L
405 × 405 × 220 mm
5.4 For stability
DuoStand
A sturdy, height-adjustable dual-leg kickstand for extra stability when loading and unloading. A must-have for carrying cargo or a passenger.
80 kg
55 × 270 × 350 mm
Lockstand Extensions
If you’re carrying oversized loads with your panniers fully packed, add the Lockstand Extensions to the DuoStand to keep your HSD stable on two feet (the Lockstand itself is not compatible with the HSD).
n/a
110 × 57 × 31 mm
per pair
